Managing money with ADHD isn’t about fitting into rigid financial systems — it’s about finding what works for your brain. Traditional budgeting advice can be frustrating, but ADHD-friendly strategies can turn challenges like organization and impulse control into opportunities by leveraging technology and tapping into your strengths.
Money tips
Embarking on a journey to far-flung destinations is an exhilarating experience, but it often demands a fresh perspective on our finances. As intrepid traveler Rachel discovered, a system as personalized as her PocketSmith system needed some TLC to stay that way when her circumstances changed. Read how she's adapted her PocketSmith setup to match her lifestyle changes with confidence.
Money tips
When it comes to budgeting, health insurance often lands on the chopping block for many. Insurance expert Tim from Finder helps us grasp the fundamentals of Australia's health insurance framework, and shares insights into his own personal insurance position to highlight the nuances of health insurance decisions.
Money tips
"Cats can have a little salami, as a treat" is a classic meme of the late 2010s. Just as cats deserve the occasional indulgence, we delve into how people are redefining their financial strategies to include small financial treats whenever the urge arises. But it begs the question — are they part of a healthy financial lifestyle, or something more unfavorable?
Money tips
Looking to leave a legacy once you go? A will is crucial for helping outline your wishes. Offering clarity and guidance, a will can help alleviate the burden on your loved ones, helping spare them from the anguish of guesswork or potential disputes regarding your wishes. Public Trust CEO Glenys Talivai explains how a will empowers you to shape the legacy you envision.
Money tips
When it comes to investing, you’ve got a lot of (stock) options. Whether you prefer the simplicity of ETFs or the potential rewards of stock picking depends on your investment goals and risk tolerance. In this edition of Ruth’s Two Cents, Ruth explores two different investment strategies.
Money tips
Au revoir, sayonara, and all those nice goodbyes. Rachel, one of our treasured guest writers, has said “see you later” to the homeland and gone traveling on her big O.E. Read how PocketSmith helped her prep for such a big move, and how it’s playing a part in her new digital nomad lifestyle.
Money tips
A poor credit score can feel like a financial ball and chain, limiting your access to funds and opportunities. If your credit score currently leaves much to be desired, don't despair. Shawn Plummer, CEO of The Annuity Expert, shares seven proven tactics to fix your credit score, from regular credit bureau check-ups to debt consolidation and expert guidance.
Money tips
Barbie's been putting the "doll" in "dollar" since forever ago. From childhood playmates to coveted collectibles, Barbie has played a significant role in our lives. But did you know that the Barbies you adore might reflect certain aspects of your financial personality? As a tribute to one of our favorite movies of the past 12 months, find what your fave Barbie says about you and your money.
Money tips
Our money beliefs often act as abstract barriers that hinder us from reaching our full financial potential. These beliefs create limiting mindsets, and can even instill fear and anxiety. In this final part of the series, Kate asks us to challenge our limiting beliefs and cultivate healthy financial behaviors.
Money tips
Why do we avoid talking about money? The silence surrounding this topic often leads to increased stress and feelings of isolation. Kate explores the idea that by providing a supportive space for financial dialogue, we can help alleviate the burden and isolation that many individuals experience due to their financial challenges.
Money tips
In a world where the demands of today often clash with the aspirations for tomorrow, finding an equilibrium between living in the moment and securing our future is an age-old challenge. Kate shares her thoughts on managing present pleasure and future preparedness for a healthy money mindset.
Money tips
Instead of taking decisive steps toward their financial goals, those who experience analysis paralysis become immobilized by the fear of making a wrong choice or missing out on potential opportunities. To give your wealth-building a jump start this year, Kate suggests striking a balance between informed decision-making and taking action to dispel your stagnation.
Money tips
Money management isn't just about accumulating wealth; it's also an opportunity to cultivate a spirit of generosity that can enrich both our own well-being and the lives of others. Avid giver Ruth shares the transformative power charitable giving holds for your financial journey and the world around you.
Money tips
If you're self-employed, the end of the year can be a reflective time. You might be looking at how much your business has made over the last 12 months, the things you've achieved as a business owner, or perhaps dreaming of what's next for you in 2024. Get your goal-setting on with Emma's experienced suggestions.
Money tips
If you're a freelancer, you know that navigating the holiday period can be a tricky endeavor. It's a time when many clients and businesses wind down for the year, leaving freelancers with potential income gaps. This year, Rachel plans to make the most out of the holiday slowdown and come back refreshed and re-energized for the new year.
Money tips
As the holiday season approaches, it's easy to get caught up in the festivities and overspend. But have you ever wondered why we tend to spend more during this time of year? From the pressures of tradition and year-end reflection to the temptations of buying for ourselves and justifying overspending, understanding these triggers is the first step toward regaining control of your holiday budget.
Money tips
Are you eager to explore the world but worried about the financial hurdles of holiday travel? As a passionate traveler herself, Ruth understands the challenges of balancing wanderlust with a limited budget. She shares her tried-and-true tips on how to save money while planning for your dream holiday, ensuring that you can embark on unforgettable adventures without breaking the bank.
Money tips
In the vast landscape of personal finance, it's easy to become overwhelmed by the sheer volume of books, blogs, podcasts, seminars, apps, and products available for furthering your money education. In this edition of Ruth’s Two Cents, Ruth explores building a solid foundation for expanding your financial knowledge.
Money tips
Black Friday 2023 isn't too far away, and while we're responsible shoppers here at PocketSmith (obvs), we love a sneaky discount as much as the next person. Here are our top tips on strategically shopping the Black Friday and Cyber Monday deals.
Money tips
In this insightful piece, teenage investor Jordan Turner wades into a hotly debated topic in New Zealand politics: The importance of teaching financial literacy to Kiwi youth. As a high schooler, he adds his two cents to this dialogue.
Money tips
From the serene landscapes of New Zealand to the bustling streets of the United States, the cost of living can vary significantly, impacting everything from groceries to housing. Kiwi local Rachel examines some of her purchases and experiences from her recent travels through the US, and uncovers the surprising distinctions in the financial landscape of each country’s residents with the help of PocketSmith’s Global Spending Map.
Money tips
While general expenses continue to rise, Australians are feeling the pinch when it comes to their car-related payments. Gary Ross Hunter, insurance specialist at Finder, shares seven practical tips that can help you save substantial sums on your car insurance bills, potentially putting hundreds of dollars back in your pocket annually.
Money tips
Mic check, mic check. As an ever-increasingly popular form of media, starting a podcast can be alluring in all of its accessible and gratifying glory. But does it make a worthwhile side hustle? As the host of more than one successful podcast, Emma pulls from her own experience to weigh in.
Money tips
For decades, the nebulous world of investing has been steeped in misconceptions, preventing scores of everyday people from achieving their dreams of financial freedom. Just as Sharesies was created to give the masses access to financial markets, this book gives ordinary people a crash course in investing that has too often been reserved for those in the industry or who were lucky enough to grow up in families that taught them financial literacy.
