Money Week Q&A: Hannah McQueen, Founder, enableMe

Hannah is a financial force. She is the founder and director of enableMe — Financial Personal Trainers, a Chartered Accountant, a Master of Taxation Studies, Author, TV Personality and Mum of two.

enableMe uses PocketSmith as a part of their program to help their clients track their finances.

Tell us a little about yourself Hannah!

When I was 27, I designed and eventually patented a mortgage optimisation formula to structure one’s mortgage debt to pay it off as quickly as possible with maximum flexibility to live a life you enjoy.

I often describe myself as a “shopper” and a natural “fritterer”, and as such, went on a journey to understand how a shopper could get ahead, because spending less than I earned didn’t come naturally or hold much appeal unless I was going to get a result that compelled me to try.

Through my interviews and research, I’ve refined a process to maximise the financial output for every morsel of input or effort. This led me to found enableMe. My team and I have worked with thousands of clients over the years, and have honed my methodology to help all clients get ahead faster.

What’s the most satisfying thing you’ve spent money on?

A dummy for my son. Cheap as chips but brought countless good night sleeps, making it invaluable.

What’s the worst thing you’ve spent money on?

All the annual gym memberships I’ve paid for but used about twice. There needs to be a tax rebate on this spending, as it is essentially a donation.

What’s the best money advice you’ve received?

Take control of your future by paying attention to your money today.

What did you do with your first paycheck?

Bought a pair of Reebok sneakers.

How do you manage your money today?

Take cash out for my food money, and not give into the temptation of buying every handbag or pair of shoes I see!

What’s the most money you’ve found?

$10.

What’s your best money hack?

Cut up the credit card!! It’s an oldie, but a goodie.

What is a money goal you are currently working towards?

Doubling my wealth by 40. I’ve got 3 years.

What are some expenses most people wouldn’t know you have, in your line of work?

Biodegradable rubbish bin liners and desk fans — our office is in an eco-building (which has a worm farm, but no air conditioning)

This interview is part of New Zealand Money Week (NZMW) 2017. NZMW is led by the Commission For Financial Capability, and it involves events all around the country to encourage New Zealanders to talk about money and develop greater financial capability. To further the conversation about money we got in touch with some of our favourite Kiwis to get their perspectives on their finances.