We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Clinton is using PocketSmith's categories to allocate expenses into discretionary and essential spending, making it easier to spot opportunities for cutting costs.
Money tips
Thanks to the gig economy, side hustle opportunities like Uber are abundant, but you might not have the capacity, nor the want, to go out and drive after work. By picking up a side hustle you can do online, you can earn a bit of extra income in comfort and at your own pace. Guest contributor Brian explores six of the best online side hustles for making the most of your time and resources.
Product feature
You can now automatically track balances over time for non-transactional accounts! Build a rich balance history for accounts without typical transactions, like passive investments, to give you deeper insights into your money. Check out how you can enable this new setting for each account (tl;dr: Account Summary > Manage Account > Other settings > Track balance changes).
Money tips
The mention of Black Friday sales evokes images of both mammoth bargains and massive fights at the cash register. As a sale period that’s so close to Christmas, it could be your chance to keep your holiday budget intact. If you’re wondering how you can make the most out of this annual sale, check out Ruth The Happy Saver’s tips for sorting your Black Friday game plan.
Company
A big welcome to our newest data partner, Sharesight, a global portfolio management tool for DIY investors. Now, with a direct integration, PocketSmith users can connect seamlessly to Sharesight to bring in your portfolio balance automatically.
Money tips
E-waste is a growing environmental and economic burden. Mobile phones contribute a whopping 10% to all global e-waste. Instead of adding to that when you upgrade your phone, consider giving it a new lease on life! Stewart from Freedom Mobiles shares some of the many ways you can repurpose your old phone and save it from the landfill.
Money tips
It’s an inherently human desire to want to make a difference. When it comes to leaving a financial legacy, most would just think of a savings account that you leave behind. But can it be more than that? Ruth The Happy Saver ponders the concept of a financial legacy, and how you can make an impact before and after you’re gone.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Connor uses PocketSmith’s analytics and multi-currency features to track the trends of his spending habits as an expat living in Canada!
Money tips
Healthy credit is a big part of your borrowing power and there are many ways to build it. So many, in fact, that it can be confusing to know the best ways to improve your own. We explore the importance of credit and compile some tips for building your credit fast.
Money tips
These days you can work and unwind online in an abundance of ways, and investing is no different. Online investing platforms have exploded in popularity over the past few years, offering easy and accessible entry to the stock market. But are they suitable for beginner investors? Ruth explores the world of online investing platforms, and how you can use them to start your investing journey.
Money tips
As climate change intensifies, many investors are wondering how to adapt our everyday actions and decisions to build a more sustainable future. Kate Campbell from Rask Finance gives us an overview of ethical and ESG investing, and explores the impact that investors can have on the environment, by investing more mindfully.
Money tips
Patience, young grasshopper! Having a mentor and sharing in their knowledge can be hugely beneficial, both personally and professionally. If you’re thinking about pursuing a mentorship, here are some tips for determining a good mentor and positioning yourself for a successful mentor relationship.
Money tips
If you’re running your own business or side hustle, you’re often juggling multiple experiences at once. When time is your most valuable commodity, it can be difficult to find the space to check everything off your list. We’re sharing eight tools business owners and freelancers can use to stay productive and on-task.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Shay uses PocketSmith to track his expenses, savings and net worth for accurate and reliable insights to make smarter financial decisions!
Product feature
After months of testing with a wonderful group of users, we're happy to announce that Data Connections is ready for primetime. It's time for you to dive in and experience the upgrade first-hand!
Money tips
When should you consider switching banks and what should you look out for when doing so? Ruth shares tips on how to form the banking structure that works for you, and we’ve thrown in a downloadable bank feature comparison checklist!
Money tips
Wills aren’t just for the elderly, they are an important part of financial wellness for any adult. Estate planning ensures that you have peace of mind knowing that those most important to you will be looked after when you’re gone. Here are five reasons why you should sort your will.
Money tips
Scott Pape’s The Barefoot Investor is the second bestselling Australian book of all time, and with good reason. Based on the pillars of simplicity and practical, actionable advice, thousands of people worldwide use the method to manage their money. Ruth The Happy Saver shares why The Barefoot Investor is still one of her most recommended finance books, and five lessons she’s learned from this popular approach to money management.
Money tips
Multi-level Marketing, or MLM, as it’s more commonly known, is a polarizing topic. Proponents preach about its power to transform your lifestyle for the better. Opponents tell cautionary tales of misleading claims, social pressure, and loss of money. What is certain is that MLMs are as popular as ever before. Let’s take a deep dive into this world and find out why many regard it as the darker side of side hustle culture.
Product feature
We're excited to announce the introduction of a new data partner — Akahu — on the Data Connections system. This has been expedited specifically for users who bank with ASB, and you can establish a connection to ASB via Akahu right now. The ability to connect to other New Zealand financial institutions via Akahu is coming soon.
Money tips
Whether it’s for full-time employment or a side hustle, more and more people are choosing to ditch the traditional 9-to-5 in favor of the gig economy. Artur Meyster, Founder and CTO of Career Karma, talks to the rise of this independent, flexible and convenient way of working. He also shares some advice on how you can upskill yourself to make the most of its benefits.
Interviews
The New Zealand government recently announced plans to establish a Consumer Data Right (CDR) to give individuals and businesses greater choice and control over their data. We sat down with PocketSmith CEO and co-founder Jason Leong to discuss how a CDR works, what it means for Kiwis and why he believes it’s a good thing.
Company
Startup Weekend is a worldwide event where both budding and experienced entrepreneurs come together to work on unique and innovative business ideas, and PocketSmith jumped at the chance to support Dunedin’s own celebration. Hear what wisdom the team gained from 54 hours spent with brave makers and problem-solvers.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Daniel turned the chore of doing the family budgets, checking the credit card statement, and looking into transactions into an enjoyable experience!
Money tips
Ruth has been blogging at The Happy Saver for five years, and her blog now out-earns her day job. Today, she shares her experiences about how to make money blogging. She encourages readers who are keen to create an additional income stream, to stop asking, “Should I start a blog?” and instead just start writing!
