When Rachel was a kid, she watched her dad meticulously track their car's fuel and mileage. Now, two decades later, she does the same with her shoes. Walking everywhere means her shoes wear out quickly, so she tracks their usage and expenses in PocketSmith. This simple habit helps her budget better and ensures she gets the most value from each pair, ultimately saving money.
Amanda Konyn's best friend and best dog Fritz not only brings her immense joy on a daily basis, he’s also taught her some valuable lessons about money.
Followers of the FIRE (Financial Independence, Retire Early) movement aim to create a large nest egg that will produce an income of its own, letting them step away from paid work. In this article, we’ll explore what FIRE can mean for you, and how you can adapt it to suit your goals and your lifestyle.
Have you ever been in a situation where you have no idea how you spent your paycheck? Your bank account seems to be healthy at the start of the week, and by the end, you’re struggling to pay the bills? The Broke Generation’s Emma Edwards shares how mindful spending can help you feel more in control and confident with your money.
The first step to getting your spending under control is to find out where your money goes. Only then can you make meaningful changes to your habits.
Rollover budgeting is a popular exercise in personal finance that allows flexibility in your monthly budget by rolling unspent or overspent amounts from previous months into your current budget period. Check out how you can use the rollover budgeting feature in PocketSmith, when to use it, and why it might be more useful than you think.
Our friend Ruth Henderson, The Happy Saver shares eight bad money habits she sees too often. Many of these habits are not about dollars and cents, but more about our own behaviour.
Your credit score seems to be an ominous presence, always waiting around the corner, determining all sorts of things about your daily life, from what interest rates you can get on your loans, to insurance policies you’re eligible for. So what are credit scores or ratings and how do they work? Learn how to check your credit score.
‘Getting out of debt’ is a phrase used often in personal finance. Whether it’s credit card debt, medical debt, or any other kind of debt, ridding yourself of that burden is the first step to securing your financial future. Of course, it’s easier said than done, so here are some tips on how to get out of debt with PocketSmith.
Our friend Ruth Henderson, The Happy Saver joins us again to talk about all things credit.
We sat down with Ruth Henderson, The Happy Saver and asked her some big questions about our spending habits.
Debt can come in many forms. Credit cards, student loans, and medical costs are some of the most common. Despite its reputation, debt isn’t inherently bad either.
The things we spend money on are uniquely personal to us. But our memories aren’t infallible, and without having a system to track spending in place, it’s almost inevitable that we end up overspending in certain areas. In this article, I’ll share a few of the ways that I began to take control of my spending and how you can start to manage your money better too.
The Barefoot Investor is a financial guide followed by thousands of people around the world. Find out how to structure this unique system in PocketSmith!
If you’re looking for a celebrated financial plan to help you take control of your money, we encourage you to read this post, watch videos and to get a copy of the book.
Get control over your finances all year round with clever budgeting, live bank feeds and future forecasting.
Read how Kevin found control over his spending and paid off his debts!
Keeping a budget is a bit like owning a pet tiger. It can be beautiful, powerful and hungry, but it needs love and care to thrive. While a budget is a key part of personal finance, it can be difficult to maintain, so here are some tips on how to stick to your budget like a pro.
Calculating your personal net worth means knowing your exact financial position. It gives you a simple strategy for managing your money, and a confident answer to the age-old question, “How much money do you have?”
With the cost of living rising, financial stress can easily take hold. Especially as we all feel the force of rising inflation reducing our effective take-home pay, managing your financial life is becoming more important than ever. Learn how to manage your money with PocketSmith.
To help you stay on top of your finances, we've made it easy to set-up reminders to check your budgets and categorise your transactions.
We are a recently-married couple in southern California. We’re both under 30, and focused on making smart decisions together for our family’s financial future 😊
Over the last 10 years, we’ve learnt a thing or two about financial advice. Our best advice, when it comes to finances, is that there isn't one solution that suits everyone. There’s no magic cookie cutter solution. Financial advice isn't a one-size-fits-all glove. It depends on who you are, and what your situation is.
Mike is the software engineer responsible for the parts of PocketSmith that you can see and interact with. See how he uses PocketSmith as chief family budget planner to run a lean household budget.
Through the magic of email, you can now store attachments in PocketSmith, by sending images and PDF documents to a specially generated email address.