A new direction for our mobile apps is about to begin. As such, it’s time to reflect on where we’ve been and where we’re heading. Ultimately, we’re committed to providing you with the best personal finance experience on your phone, but how we get there will be a bit different.
Money tips
Navigating the delicate balance between a side hustle and a traditional 9-to-5 job is akin to traversing a winding road, filled with twists and turns. From an initial streamlined approach that evolved into a multifaceted system of financial management, Rachel shares the ups and downs of juggling both freelancing and steady employment.
Money tips
Investing in your family's future is crucial for financial security and growth. As the home CFO, your role in managing and optimizing these investments is vital. Piotr, CEO of London-based accounting firm J. Dauman & Co, shares his guide that offers simple, effective strategies to create a robust family investment plan.
Interviews
Meet Patti, a 27-year-old sports podiatrist from Queenstown. Going from a carefree ski instructor to a first home buyer, she had to rapidly overhaul her financial habits to secure a townhouse. She candidly talks about the challenges of navigating the housing market, managing mortgage payments, and balancing financial goals.
Interviews
Meet Thomas, a third-year student at the University of Otago studying Psychology, Sport Management, and History. He shares his insights on budgeting and home ownership aspirations and how balancing a busy academic schedule and managing a student loan is no mean feat. As he navigates his early financial milestones, Thomas reflects on how these milestones will evolve with age.
Money tips
Savvy negotiators know that the art of the deal can be applied to everyday expenses. From utilities and rent to high-street purchases, there are countless opportunities to save money through effective negotiation. Kevin from Banked demystifies the haggling process to help you talk your way into significant savings.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Nick uses PocketSmith to take the guesswork and time-consuming details out of his family's money management with PocketSmith.
Interviews
“While not for the faint of heart, the way I build resilience to setbacks is through ruthless frugality. I find practising gratitude helps lower your baseline requirements for happiness.” Tim from Prime Campus is a co-founder, fund manager and digital nomad. We sat down with this intrepid investor for the latest Fireside Finance.
Money tips
Starting a digital nomad lifestyle brings freedom and new challenges, especially in managing your tax obligations across different countries. Accountant Sam Harith shares how you can navigate complex tax residencies, double taxation agreements, and local financial laws, ensuring your finances are well-managed as you explore the world.
Money tips
In today's economic climate, many are seeking ways to boost their earnings. While side hustles are a popular option, a more straightforward approach is often to secure a raise at your current job. Emma offers practical strategies to help you confidently negotiate the salary you deserve, ensuring you can continue progressing toward your financial goals.
Money tips
In this edition of Ruth’s Two Cents, she reflects on the responsibility of supporting ageing parents financially. It’s a challenge many adult children face, often navigating a delicate balance between their parents' needs and their own financial stability, which can bring about a range of emotional and practical difficulties.
Money tips
Are you a digital nomad, a globetrotter, or someone who finds themselves bouncing between countries and currencies with ease? Then you understand the challenges of managing your finances across borders. In this blog, Rachel takes you on a guided tour of the best PocketSmith features for global travellers and shares how she’s been using them on her recent adventures.
Company
We’re thrilled to share that PocketSmith has been selected for Mastercard’s global Start Path Open Banking and Embedded Finance program, offering us access to their vast ecosystem and range of technologies to further our ability to help people worldwide gain financial clarity and plan confidently for the future.
Money tips
As a dedicated PocketSmith user for over three years, Rachel has integrated its comprehensive features into almost every aspect of her financial management. She shares why there are times when she deliberately chooses not to use PocketSmith and why flexibility and appropriate tool selection are important in managing personal finances.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Alexis is using PocketSmith to track where his money goes so he can manage his net worth in a responsible way.
Money tips
Last year, Emma decided to jump into the transformative journey of refraining from fashion consumption, unravelling the financial benefits and personal growth that arise from this audacious challenge. Through mindful choices, she's discovered a path toward conscious consumption and a revitalized relationship with her wardrobe.
Money tips
Are you considering a breakup with your bank? Just like any other relationship, sometimes it's time to move on when your bank no longer meets your needs. From unexpected fees to outdated systems, Ruth explores why changing banks might be the right move for you, and how to navigate the process smoothly.
Product feature
With the quality of large-language-model-based AI becoming more impressive and surprising every day, it's a good time for us to showcase a very early release of an AI Tasks feature we've been tinkering on for over a year.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how PocketSmith’s customizability and focus on detail allows Miranda a degree of control and insight into her personal finances she’s never had until now.
Money tips
Running a business inherently exposes you to greater risk, necessitating a tailored approach to insurance coverage. While many of the traditional forms of insurance remain relevant, there are specific policies uniquely suited to the needs of self-employed individuals. Accountant Sam Harith shares the essential components of protecting your business and personal assets when you’re self-employed.
Money tips
Navigating international banking hurdles while traveling can feel like a test of patience and resilience. From unexpected security measures to inconvenient time zone disparities, accessing your accounts abroad can become a daunting challenge. Rachel shares her recent experience of feeling frustrated and stranded in unfamiliar territory.
Money tips
Looking to ditch the dullness of traditional banking? Say hello to the future with tech-forward neobanks and money apps tailored for Aussies. From sleek interfaces to innovative features, these digital-first platforms are redefining how we manage our finances. Emma's sharing her curated list of digital disruptors top picks.
Money tips
In the latest edition of Ruth's Two Cents, she explores the fiery philosophy of Financial Independence Retire Early (FIRE). Is it necessary to live minimally to achieve financial independence, or is there a more personalized path to balancing enjoyment today with financial security tomorrow?
Money tips
Learning to be ‘Good With Money’ can be stressful and overwhelming. In her debut book, The Broke Generation, Emma Edwards uses real-life examples to help readers create a sense of financial calm, not chaos. How do you build a better relationship with money, while enjoying the things that add most value to your life? Read on to find out!
Product feature
We're bringing a new meaning to the term "search party". Follow Rachel down a search function rabbit hole, where musings on the last time she got a haircut shows the many ways PocketSmith's Search Panel can help you find insights on your spending habits.
