Being single comes with freedom and independence, but it can also mean higher costs. The so-called 'singles tax' isn't a real tax, but the extra expenses that come from living solo without someone to share the bills. Why does living solo often cost more? This is the reality of the singles tax — and some practical ways to ease its impact on your finances.
Money tips
Hopefully, your journey toward financial independence isn't anything like Jurassic Park's famous tagline: "An adventure 65 million years in the making." In this blog, we roll out the red carpet to unveil how your treasured movie franchises are a reel reflection of your monetary management. Can you spot your faves?
Money tips
Points hacking common rewards programs is a clever way to make your spending work harder, unlocking perks like free flights, discounts, and cashback. From grocery shopping to coffee runs, the UK offers a range of loyalty programs for everyone. We've rounded up the top seven rewards schemes to help you maximize value and make the most of your spending.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how James has used PocketSmith to transform his approach to budgeting and improve his spending habits during a period of career instability.
Money tips
Are you feeling overwhelmed by the multitude of KiwiSaver options out there? Choosing the right KiwiSaver fund can be a daunting task, with numerous providers and funds vying for your attention. Ruth shares how she's simplified her process for picking, and provides you with a practical guide to selecting a fund that aligns with your financial goals and preferences.
Money tips
Coffee can be a daily indulgence for many people, but it can also be a significant expense. Rachel wanted to test the effects that her daily coffee has on her budget and routine. Read about the lessons she learned about her money habits and mindset by taking a break from the jitter juice.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how ext-Mint user Shawn has seamlessly integrated PocketSmith into every facet of his money management for ultimate control and transparency.
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A new direction for our mobile apps is about to begin. As such, it’s time to reflect on where we’ve been and where we’re heading. Ultimately, we’re committed to providing you with the best personal finance experience on your phone, but how we get there will be a bit different.
Money tips
Personal finance expert Brynne Conroy explains how to push past ACA anxiety, navigate open enrollment, and make choices that protect your health and your budget in 2025.
Money tips
Credit card debt can be overwhelming, especially when it feels like there’s no room in your budget to get ahead. But with the right plan, you can regain control and start making progress. In this edition of Ruth's Two Cents, Ruth addresses the challenges of juggling essential expenses while tackling credit card balances.
Money tips
Off to do a working holiday, or joining the digital nomad community? You’ll need an arsenal of programs to make sure your work remains uninterrupted and effective. We’ve got you covered with our top five apps for working abroad — from finances to productivity and wayfinding.
Money tips
Managing cash flow can feel tricky, especially in uncertain times. Sam Harith explores the key differences between cash flow and income, how to build visibility over your household finances, and actionable steps to manage outflows, boost inflows, and plan for the future.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Clinton is using PocketSmith's categories to allocate expenses into discretionary and essential spending, making it easier to spot opportunities for cutting costs.
Money tips
Dealing with currency fluctuations is a daily reality for digital nomads, and it's akin to a thrilling, complex juggling act. As a freelancer working with clients from different continents, efficiently managing these multiple currencies is crucial. Rachel shares how she uses PocketSmith to ensure she’s always prepared for global economic shifts.
Money tips
Burnout is overwhelming, but it’s also an opportunity to pause and recalibrate. Balancing mental health and financial stability can feel daunting, but with clarity and a plan, it’s possible. In this edition of Ruth's Two Cents, Ruth shares practical steps to address burnout while safeguarding your finances, so you can regain control and move forward with confidence.
Money tips
Investing your hard-earned money is a great way to grow your wealth, but have you ever wanted to use your investments to promote positive change as well as generate returns? Your portfolio can go further if you invest in companies and funds that share your beliefs and values. Emma explores whether aligning your investments with your personal values is a worthwhile strategy.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Kath uses PocketSmith to manage her retirement budget and track expenses, allowing her to embrace unexpected opportunities.
Money tips
Navigating travel insurance as a digital nomad is both essential and challenging. From a quick-fix solution that lasted only two days to a stable choice that lasted for months, Rachel's experiences with insurance while travelling as a freelancer highlight the unique challenges and solutions for digital nomads managing risks while on the move.
Money tips
In an era of ever-increasing costs, many people are grappling with the question of whether they should prioritize investing their hard-earned money or focus on coping with rising expenses. As financial landscapes evolve, understanding the significance of investing during such challenging times becomes important.
Money tips
Financial fraud takes many forms and is constantly evolving, making it challenging to stay ahead of scammers. However, by learning how to detect and prevent fraud, business owners and individuals alike can protect their hard-earned money. Sam shares his insights as an accountant on safeguarding financial systems against potential threats.
Money tips
Whether you're commuting, cooking, or out for a walk, podcasts make the perfect companions. Check out some of our 2024 favorites and discover new ways to grow your financial knowledge. Packed with fresh financial insights, practical tips, and inspiring stories, each one will help you sharpen your money skills.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Harry is setting himself up with good habits by monitoring his income and expenses trends with PocketSmith.
Money tips
The constant pressure to meet financial obligations and strive for financial success can quickly deplete one's mental, emotional, and physical resources. Addressing the root causes, establishing realistic goals, and seeking support are key to navigating the challenges of financial burnout and cultivating long-lasting financial resilience.
Money tips
As a Financial Adviser, Jess Hargreaves from Lighthouse Financial has seen firsthand how PocketSmith makes it easier for clients to manage their money and achieve financial success. She shares five essential budgeting tips that will not only help you take control of your finances but also make the process more manageable.
Money tips
Invoicing isn't just admin, it's an art form. Like a lot of aspects of freelancing, invoicing freelancing clients can be a nuanced exercise. Rachel reveals her tricks of the trade for ensuring timely payment and maintaining a healthy, professional relationship with the businesses that rely on her services.
