We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Clinton is using PocketSmith's categories to allocate expenses into discretionary and essential spending, making it easier to spot opportunities for cutting costs.
Money tips
Traffic light methodologies are widely used in project, time and even behavioral management — so why not financial management too? Guest writer and PocketSmith super user Rachel uses her own custom traffic light system, and she shows us how she’s combined it with PocketSmith to organize her finances.
Money tips
At the end of 2021, with house prices skyrocketing and rental shortages across the country, journalist Derek Cheng decided to buy a house with a few of his friends. Five months later, he reflects on his experience and shares some intriguing insights.
Money tips
How do you raise financially resilient kids? For Head of Marketing Dora, getting her teenage son, Jordan, started on his investing journey early was vital. It’s been a few weeks since he opened an account with investment platform, Sharesies, and he shares his experiences making his first investment with us.
Money tips
In this very first edition of Ruth's Two Cents, Ruth answers the burning question any parent or caregiver has - how do you give your kids the best financial head start?
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Gary uses PocketSmith to track his income and expenses, so he can focus on important life goals and make sure his family remains financially healthy.
Money tips
As the end of the financial year in Australia approaches, we’ve pulled together some essential reading from our partner, Sharesight, that will help you be prepared, get on top of your investments, and have a straightforward tax filing season.
Money tips
As a company founded by a couple of enterprising young blokes who wanted to make a positive difference in the world, we fully believe in the significance of entrepreneurship! Our friends at nowly champion the value of this too, and they’re sharing how many entrepreneurs are a force for driving real change.
Money tips
“I’ll start a budget next week” or “I’ll only dip into my savings just this once” — we’ve all told ourselves tall tales like this about our money before. When we lie about money, it’s often not for nefarious reasons, rather it’s to ease our guilty conscience. But being aware of these lies is key to helping ourselves build better money habits in the future.
Money tips
Have you considered making your side hustle your main gig? As a relatively new entrant to the world of self-employment, Emma is well acquainted with what it takes to make the jump from a full-time, salaried position. Check out how she prepared to transition into being her own boss!
Money tips
Long gone are the days where a down payment on your dream home could be easily achieved by saving hard. Working towards a home deposit now requires a bit more finesse. As a master of creativity herself, Ruth The Happy Saver shares some outside-the-box thinking for reaching your deposit goals.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Steph and her husband use PocketSmith to keep on top of their spending and plan for their financial future with features like the net worth tracker.
Money tips
Perhaps you’re paying for one too many streaming subscriptions that you don’t use or it could be the coffee you buy on the way to work each morning. Whatever it is, everyone has a financial vice and it can be incredibly difficult to give up. Identifying your financial vices is the first step to being able to control them and put you back on track with your finances.
Money tips
When was the last time you took a hard look at your finances? Last week? Last month? Erin Lowry’s book “Broke Millennial: Stop Scraping By and Get Your Financial Life Together” explores all the basics of financial management that you need to know when getting started on your personal finance journey, and Anton shares his thoughts on the book.
Company
Having a solid foundation of financial literacy is a hugely beneficial and often under-serviced skill. As staunch believers in “knowledge is power” when it comes to your money, we thought we’d share how some of the team teach ourselves about personal finance, what education we received at school, and who inspires our financial journey.
Money tips
With 2022 continuing to be the year of The Great Resignation, we thought we’d ask our friend, Ruth The Happy Saver, for some tips on changing jobs and careers. After all, this Jill of many trades has done everything from driving trucks at a gold mine, to working for the Lotteries Commision, and now, as a successful blogger and podcast host!
Money tips
If you’re new to investing, it’s easy to become overwhelmed by the sheer amount of jargon that’s thrown at you. While it can seem daunting, it’s important to gain an understanding of some of the basics to help build a strong knowledge foundation. Here are some of the most important investing terms that you should learn.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Nicole uses PocketSmith to make sure she stays in the black and keep tax time as painless as possible.
Interviews
Underinsurance in New Zealand is a significant problem, particularly in the life, trauma and health space. We chatted with Financial Adviser Elle Wuthrich to understand more about life and health insurance cover, why we should consider it, how much we need and how to find a trustworthy adviser.
Money tips
The end of the financial year can feel like an arduous and admin-heavy time, especially if you earn secondary income through something like a side hustle or investment portfolio. Follow Emma’s checklist to get your finances ready for the end of the fiscal year and keep the tax man happy.
Money tips
Oh to be young and have the freedom of your entire life ahead of you. But you aren’t a teenager anymore and it could be the right time to start thinking about your future finances — how do you want to spend your retirement? Lavishly or pinching pennies? Starting early can put you on the right path.
Money tips
From YouTube to TikTok, young people have never been exposed to as much financial information as they are now. But with more teens gaining interest in a subject as nuanced as investing, it’s important that they’re equipped to confidently make the most of it. We’re sharing how the next generation can develop a strong foundation to start their investing journey.
Product feature
Recent changes to the CCCFA legislation in New Zealand have made borrowing more difficult, and it mirrors a tightening of the mortgage market worldwide. See how you can use PocketSmith’s tools to reduce the stress and increase the success of your mortgage application.
Money tips
It seems like every other day that you see a headline about some company pledging to go net-zero emissions by 2050. The primary method they use is carbon offsetting. You might have even purchased carbon offsets yourself. But what are they, and are they actually a viable solution for solving our emission problems?
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Sam crunches the numbers of his family’s finances with PocketSmith’s powerful reporting and helpful visualization features.
