You'll find many of the features you know and love from the Frollo
app, but with so much more. Plan for the future up to 30 years ahead
with our powerful cashflow forecasting engine. Link to over 12,000
banks worldwide, and see your whole financial picture. Record your
finances just the way you want to with unlimited custom dashboards.
Get the insights you want with spending trends, income and expense
statements, calendar budgeting, net worth tracking and multi-currency
support.
Store important files like insurance documents,
warranties, receipts and photos in PocketSmith, and have peace of mind
knowing you have a copy of all your household administration in one
place when you need it. PocketSmith is not just the best Frollo
replacement, it’s an upgrade!
We’re a team of people just
like you, and we're committed to looking after all Frollo users. Come
try us out and take your money journey to the next level!
We’ve partnered with Australian CDR data provider Basiq to give you open banking access. This means you’ll get access to open banking feeds for all banks in Australia as they come online, and reliable traditional feeds in the interim.
We're highly responsive and care about getting you in control of your money. If you need a little help or just want to learn more, please get in touch - we’ll get right back to you.
We’re a diverse and enthusiastic crew of makers in New Zealand serving a global userbase in 191 countries. Here’s a bit more about us and our values.
Use PocketSmith from anywhere, no software to install. With bank feeds for 49 countries and flexible import options, PocketSmith is online personal finance software that has you covered whether you're in Australia or Lithuania.
How are your finances looking in 6 months, 10 years or even 30 years? Understand the future impact of your decisions today and view your long term cash balances in a calendar.
Your data is safe with us. It's encrypted in transit and at rest, and you're not required to share personally-identifying information with us. Read more about our security practices.
“PocketSmith ticked all the boxes for our needs. It was just perfect, easy, and really intuitive. Out of the box, I was able to connect to my bank feeds, categorize my spending, and set up budgets within an hour or two. Once the basics were done, I was able to really drill down into the detail and get things fine-tuned.” Read more reviews.
Everything you love about Frollo, plus all of the things you’ve wished it could do.
| Frollo | PocketSmith | |
|---|---|---|
| Bank account aggregation | ||
| Multi-currency (currency for each account) | ||
| Currency conversion | ||
| View sets of accounts together | ||
| Bank feeds | ||
| Connect to banks and financial institutions outside Australia | ||
| Auto-categorization | ||
| Auto-categorization can be turned off | ||
| Mortgage, loan and investment accounts | ||
| Transaction management | ||
| Notes | ||
| Labels and tagging | ||
| File imports (CSV, OFX, QIF, QFX) | ||
| Saved searches | ||
| Search and categorize using rules (using criteria like merchant, amount, date, and more) | ||
| Search by date range | ||
| Distinguishable, editable account names | ||
| Track refunds | ||
| Reporting | ||
| Customizable dashboards | ||
| Historical spending trends | ||
| Income and Expense (P&L) statement | ||
| Cashflow statement | ||
| Daily projected future balances | ||
| Spending breakdown graphs | ||
| Customizable date ranges | ||
| Categorize and track spending | ||
| Split expenses into different categories | ||
| Custom categories and rules | ||
| Split transactions into multiple categories | ||
| Roll-up (overall) reporting | ||
| Budgeting | ||
| Automatic budget based on your spending | ||
| Historical budget analysis and trends | ||
| Rollover budgeting | ||
| Flexible budgets (e.g. daily, weekly, quarterly, yearly) | ||
| Budget on a calendar | ||
| Schedule future budgets | ||
| Forecasting | ||
| Cashflow projection | ||
| Daily projected future bank balances | ||
| What-if scenario modelling | ||
| Net worth | ||
| Track assets and liabilities | ||
| Automatically updated by feed accounts | ||
| Multiple loan accounts for an asset | ||
| Calendar | ||
| Schedule future bills, budgets and income |
So far this program has been a game changer for me. I'm finally able to budget they way I'd always hoped. I love looking into the future and seeing what money I will have left over.
Casey Casburn, United States
This is the best, most complete and most intuitive tool I've ever tried in the finance category. For me, the calendar was the mind blowing feature that changed my perception and minimum feature to expect.
Hugo Vitorino, Portugal
THE CALENDAR! OH MY GLOB! THE CALENDAR! Mint, Quicken, Excel - none give you the similar ability to prevent cash flow problems in the future in such an easy, graphic way. Money software is useless if it can't help you plan the future. I have already recommended it and continue to do so.
Amy Naha, United States
I've tried quite a few of these budgeting applications, but this has been the best experience, supporting the most bank accounts and international currencies.
Nicholas Steenson, New Zealand
If you are looking for a Frollo replacement, look no further. PocketSmith has all the features of the Frollo app and so much more. You can securely connect to open banking feeds to all your Australian banks and credit cards. We also support international bank accounts which you can enjoy displayed in your home currency.
PocketSmith is so much more than just an expense tracker app, our reporting options will take your personal financial planning to the next level. Start with our budget planner to take control of your spending and meet your savings goals, then see where you are going with our long-term cash flow forecasting tool.
Keep in touch with your finances wherever you are with our mobile companion app, for Android and iOS. You can even snap photos of your receipts and attach them directly to your transactions on your iPhone or Android phone.
PocketSmith has been an innovator in the fintech world since 2008 and is still proudly independent and self-funded. Our only source of revenue is our customer subscriptions, and we are a stable, profitable company with no investors telling us what to do - our customers are at the center of everything we do.
At PocketSmith, we make money from your subscription, not your data. We will never sell your data or advertise to you.
Why should I pay to use PocketSmith when Frollo is available for free?
The decision to pay for a personal finance app like PocketSmith, when there are free options available, ultimately depends on what features and functionality you need from the app, the type of user experience you value, and the values of the company you are supporting.
Check out our feature comparison chart, and see how PocketSmith’s comprehensive features can help you.
Is PocketSmith here to stay?
Yes, PocketSmith is a stable and profitable company, we are only funded by customer subscriptions and have no investors telling us what to do. The customer experience and user privacy is at the center of all our endeavors, we will never sell your data or advertise to you.
Does PocketSmith connect to all Frollo supported banks?
PocketSmith connects securely to all major banks in Australia with open banking data feeds, and you can search for your bank below. PocketSmith is a money management and budgeting app that grows with you. You can start simply by just tracking your budgets and enjoy our automatic categorization and custom labeling. But you can also plan your whole financial future up to 30 years into the future with our cashflow and net worth forecasting features.
How does Frollo vs PocketSmith stack up?
PocketSmith has all the functionality, plus so much more, compared to apps like Frollo or any other free expense tracker app in Australia. Of all the alternatives to Frollo in Australia, you will not find one more comprehensive than PocketSmith. Take the Tour to explore.
Do I have to use bank feeds with PocketSmith?
If you prefer not to use automatic bank feeds, you can use our convenient bank file uploader. PocketSmith supports the following file types: OFX, QFX, QIF, and CSV. Export your bank files from your online banking website, then import them straight into PocketSmith! Read our guide to importing bank files.
Can I share PocketSmith with a trusted partner or advisor?
Yes, PocketSmith has a shared access feature where you can choose to share access to your PocketSmith account with a trusted partner, financial advisor, or other financial services of your choice, such as a mortgage broker.
What makes PocketSmith the best personal finance software in Australia?
Don’t take it from us, hear what our lovely user community has to say. See how a diverse group of Aussies use PocketSmith to supercharge their financial productivity. From keen investor Shay, who tracks his expenses and net worth with PocketSmith, to Sydney-based Daniel, who uses our app to run his busy household of four and manage his investment properties and accounts, and expat Oliver, who consolidates his Australian and UK banking accounts with PocketSmith!
Frollo is a mobile app. is PocketSmith a web app, mobile app or both?
Both! You may have been searching for a Frollo desktop app to no avail and while there isn’t a Frollo web app, PocketSmith can be used at your desk or on your phone so you can manage your money wherever you are! PocketSmith is cloud-based desktop personal finance software with a mobile companion app. Our iOS and Android budgeting app is designed to provide you with the key elements of PocketSmith right there in your pocket. So you can achieve your money goals while you do what you do best — live your life!
What is PocketSmith?
PocketSmith is world-class personal finance software that lets you manage your money, your way. Track your income, expenses, assets and net worth, customize your budgets, forecast your cashflow up to 30 years into the future, and see it all in a nifty calendar view.
Offer available exclusively to new PocketSmith users.
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