Connect your bank with PocketSmith and import your transactions automatically.
Keep track of your spending your way with categories, labels, and notes.
Track accounts from different countries and currencies at daily exchange rates.
PocketSmith was recommended by Xero as the only alternative to Xero Personal.
Create cash projections to see your daily bank balances up to 30 years into the future.
Plan your money in a calendar and see what you’re meant to have each day.
Test your decisions to see future outcomes and take uncertainty out of your planning.
Budget according to periods that are meaningful to you: daily, weekly, monthly and more.
Summarize the financial facts that matter to you, and see them in one place.
Keep track of what you own and what you owe. Add property, mortgages, loans and more.
See a report on how much you’ve earned and spent for any chosen date range.
A monthly breakdown of your historical and future financial activity.
All new bank feed accounts created after today will default to using the transaction / card swipe date for transactions, instead of the posted date, when possible.
The transaction date is the date that you actually transacted, whereas the posted date is when the bank actually processes the transaction. Often these are the same date, but sometimes - for example on weekends - it can take a few days for the transaction to post / process.
In cases where this data is available to us (and it’s not in all cases, especially for open banking feeds), it’ll mean that your dates in PocketSmith are far more likely to match the dates seen in your banking apps, and also results in better alignment for spending inside budget periods too.
Older accounts can have this optioned turned on for them as well, just get in touch and we can activate this for you!