We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how PocketSmith helps Theo turn household budgeting into something proactive instead of reactive.
Money tips
Freelancing swings between feast and famine — one month overflowing with work, the next eerily quiet. While some ebb and flow is normal, others signal it's time to adapt. With AI and new tech reshaping industries, some freelancers and small business owners need to stay agile and ready to pivot before opportunities pass them by.
Money tips
Comparing your financial life to other people’s can feel almost impossible to avoid. In this edition of Ruth’s Two Cents, Ruth explores why comparison hits so hard, how curated glimpses of other people’s lives can distort your perspective, and why reconnecting with your own progress is one of the best ways to feel clearer and more content with the path you’re on.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Russell uses PocketSmith to review budgets, trim unnecessary costs and keep his family's finances moving in the right direction.
Product feature
Budget analysis is a key component of good personal finance software. It provides you with insight into your wins and losses when trying to control your spending, and your financial forecasts are only accurate when your budgets are on track. It all comes down to budget analysis.
Interviews
After a health scare in late 2023, Tiffany decided she didn't want to "push through" her way to peace anymore. So in early 2024, the American packed up her family and moved from North Carolina to Jamaica, chasing a slower pace and deeper community. In this interview with Brynne, she shares what improved, what surprised her and how she's made the money side of a cross-border life work.
Money tips
When you're self-employed, your finances do double duty. You need proper reporting for your business and clear visibility for your household. Accounting software covers the compliance side. PocketSmith helps you plan, forecast and stay in control of real life. Used together, they make a powerful pair.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how PocketSmith helped them move from rough guesses to precise timelines for their mortgage and bigger financial goals.
Money tips
Your feed is full of things to buy — deinfluencing is the trend that tells you it's okay not to. By questioning what you're sold online, you can cut back on impulse spending and keep more of your money for what genuinely matters to you.
Money tips
Starting a small business can feel thrilling, right up until the “money stuff” shows up. In this edition of Ruth’s Two Cents, Ruth shares the practical steps she wishes she’d known earlier in her own journey: test your idea with real customers before first, keep business and personal money separate from day one, and build at the “speed of cash” so you can learn without panic.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Sean uses PocketSmith to bring 30 years of money history together, so he can plan investing, retirement and family life with more clarity.
Money tips
When housing costs climb, it's tempting to treat state lines like an escape hatch. But America's affordable housing crunch doesn't stay politely contained to a handful of expensive places. Lower home prices can come bundled with higher insurance premiums, steeper property taxes, and day-to-day trade-offs that quietly raise your baseline costs.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Antonio uses PocketSmith to spot extra savings and keep his young family's month-to-month cash flow feeling calm and under control.
Money tips
Thinking about seeing an accountant can feel like a big step, especially when you’re not sure what you even need. Accountant Sam Harith explains when it makes sense to get professional help and how to choose the right kind of support, so you can book that first meeting feeling clear and prepared.
Money tips
Sustainable investing can sound like the best of both worlds, but does “ethical” mean lower returns — or just better marketing? In this edition of Ruth's Two Cents, Ruth breaks down what ethical investing really is, how to spot greenwashing, and the simple checks that matter most.
Product feature
One year on from our blog post on the future of PocketSmith on mobile, it's time for an update on how things are tracking, and how our thinking has changed a little over the past year.
Money tips
Week three of Emma Edwards' silly-season money diary slows things right down — desk days before shutdown, a self-serve acai bowl break and the steady drip of "life admin" spending. With PocketSmith tracking it all as it happens, she teases out what a quieter week's receipts show about planned routines, sneaky annual fees, and the small choices that keep holiday spending feeling calm.
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how James uses PocketSmith to keep his consultancy, cashflow and young family’s travels all moving in the right direction.
Money tips
Week two of Emma Edwards' silly-season money diary follows her out of the house and onto the highway — regional motel mornings, long freelance drives, supermarket top-ups, and a weekend away with her husband stitched on at the end. With PocketSmith keeping a running log in the background, she pulls out what this week's receipts reveal about momentum, fatigue, and the small comforts that keep things moving.
Money tips
This month, Emma Edwards is keeping a very honest spending diary as life ramps up for the silly season — gym mornings, book launches, TV spots, gift cards, hash browns and all. Using PocketSmith to tag and separate it all (business vs. personal, solo treats vs. social plans), she looks at the feelings behind each transaction, not just the total at the bottom.
Money tips
Starting in 2026, millions of people who were previously shut out of ABLE accounts will finally be allowed in, thanks to a long-delayed change in the age-of-onset rules. It won't magically fix asset limits, discrimination, or every broken rule you're dealing with, but it can make it easier to save, cover housing and other big needs, and keep vital benefits like SSI and Medicaid.
Money tips
Rachel's great at saving, less great at spending on purpose. To keep money from gathering dust, she added a Splurge category in PocketSmith — a small, non-negotiable pot to use every month. It's her circuit breaker, helping her step out of the Savings Spiral and into a healthier, more generous, and more present relationship with money.
Product feature
A brand new look for the web application has been released. This is the first major change to the overall feel of the application since 2015 and we're really excited to introduce it to you!
Interviews
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Read how Bede uses PocketSmith to track every trip, compare cities and countries, and enjoy a relaxed, well-funded retirement.
