Connect your bank with PocketSmith and import your transactions automatically.
Keep track of your spending your way with categories, labels, and notes.
Track accounts from different countries and currencies at daily exchange rates.
PocketSmith was recommended by Xero as the only alternative to Xero Personal.
Create cash projections to see your daily bank balances up to 30 years into the future.
Plan your money in a calendar and see what you’re meant to have each day.
Test your decisions to see future outcomes and take uncertainty out of your planning.
Budget according to periods that are meaningful to you: daily, weekly, monthly and more.
Summarize the financial facts that matter to you, and see them in one place.
Keep track of what you own and what you owe. Add property, mortgages, loans and more.
See a report on how much you’ve earned and spent for any chosen date range.
A monthly breakdown of your historical and future financial activity.
As a seasoned money adventurer and financial blogger with the gift of the gab, who better to ask for money advice than Ruth The Happy Saver? Read the guidance she shares with our blog readers and beyond. No agony aunts here, just Ruth's two cents.
Learning to be ‘Good With Money’ can be stressful and overwhelming. In her debut book, The Broke Generation’s Emma Edwards uses real life examples to help readers create a sense of financial calm, not chaos. How do you build a better relationship with money, while enjoying the things that add most value to your life? Read on to find out!
We're bringing a new meaning to the term "search party". Follow Rachel down a search function rabbit hole, where musings on the last time she got a haircut shows the many ways PocketSmith's Search Panel can help you find insights on your spending habits.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Their stories are filled with ideas, suggestions and inspiration on how you can start crafting a meaningful relationship with your finances.
Ever felt a pang of envy listening to your business-owning pals talk about their endless array of tax deductions? Accountant Sam Harith explores essential tax deductions available for employed individuals, shedding light on often-overlooked opportunities for tax relief in New Zealand.
“Financial success to me is ordering at a restaurant and looking only at the dish, not the price next to it.” Sarah from The OneUp Project is a podcaster, marketer, investor and she’s endlessly curious about her personal finances. How could we resist picking her brain about all things money?
"These four apps form part of my financial ecosystem and help me keep my systems and processes watertight and on track." Aussies have a fair few choices of excellent personal finance apps. Emma shares her top four fair dinkum apps for managing her money.
One of the significant decisions you'll face as a couple is merging your finances. It's a pivotal step that requires careful consideration and open communication. From sharing bank accounts to setting joint financial goals, Ruth explores how to approach this milestone in the latest edition of Ruth’s Two Cents.
Dealing with the intricacies of managing multiple currencies as a digital nomad can be a daunting task, especially when your financial tools need to keep up with your ever-changing lifestyle. Rachel shares how PocketSmith transformed her financial management from "just okay" to exceptional, seamlessly integrating multi-currency support and live feeds to create a truly comprehensive system.
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Their stories are filled with ideas, suggestions and inspiration on how you can start crafting a meaningful relationship with your finances.
Reassessing finances is crucial, and for many, their home loan takes center stage. With interest rates fluctuating and economic dynamics shifting, refinancing emerges as a strategic move. However, amidst the promise of lower rates lie potential pitfalls. Finder’s Rebecca Pike shares this guide on how to refinance to save money, avoiding fees while still getting all the features.
Ever wondered how small changes in your spending habits could lead to significant financial gains? Inspired by the success of her own experience with a "no new clothes" challenge, Emma is sharing five new ideas challenge ideas to test yourself and improve your financial wellbeing in 2024.
Reducing your working hours from the typical 9-5 can be done for all sorts of reasons. For Ruth and her husband Jonny, it was a matter of changing priorities — while still remaining financially stable. Hear how she made the transition, and how it's still working for her a few years down the road.
Embarking on a journey to far-flung destinations is an exhilarating experience, but it often demands a fresh perspective on our finances. As intrepid traveler Rachel discovered, a system as personalized as her PocketSmith system needed some TLC to stay that way when her circumstances changed. Read how she's adapted her PocketSmith setup to match her lifestyle changes with confidence.
When it comes to budgeting, health insurance often lands on the chopping block for many. Insurance expert Tim from Finder helps us grasp the fundamentals of Australia's health insurance framework, and shares insights into his own personal insurance position to highlight the nuances of health insurance decisions.
"Cats can have a little salami, as a treat" is a classic meme of the late 2010s. Just as cats deserve the occasional indulgence, we delve into how people are redefining their financial strategies to include small financial treats whenever the urge arises. But it begs the question — are they part of a healthy financial lifestyle, or something more unfavorable?
We asked some of our wonderful users to share how they use PocketSmith to be productive with their money and plan for the future. Their stories are filled with ideas, suggestions and inspiration on how you can start crafting a meaningful relationship with your finances.
Looking to leave a legacy once you go? A will is crucial for helping outline your wishes. Offering clarity and guidance, a will can help alleviate the burden on your loved ones, helping spare them from the anguish of guesswork or potential disputes regarding your wishes. Public Trust CEO Glenys Talivai explains how a will empowers you to shape the legacy you envision.
When it comes to investing, you’ve got a lot of (stock) options. Whether you prefer the simplicity of ETFs or the potential rewards of stock picking depends on your investment goals and risk tolerance. In this edition of Ruth’s Two Cents, Ruth explores two different investment strategies.
Au revoir, sayonara, and all those nice goodbyes. Rachel, one of our treasured guest writers, has said “see you later” to the homeland and gone traveling on her big O.E. Read how PocketSmith helped her prep for such a big move, and how it’s playing a part in her new digital nomad lifestyle.
A poor credit score can feel like a financial ball and chain, limiting your access to funds and opportunities. If your credit score currently leaves much to be desired, don't despair. Shawn Plummer, CEO of The Annuity Expert, shares seven proven tactics to fix your credit score, from regular credit bureau check-ups to debt consolidation and expert guidance.
Barbie's been putting the "doll" in "dollar" since forever ago. From childhood playmates to coveted collectibles, Barbie has played a significant role in our lives. But did you know that the Barbies you adore might reflect certain aspects of your financial personality? As a tribute to one of our favorite movies of the past 12 months, find what your fave Barbie says about you and your money.
Our money beliefs often act as abstract barriers that hinder us from reaching our full financial potential. These beliefs create limiting mindsets, and can even instill fear and anxiety. In this final part of the series, Kate asks us to challenge our limiting beliefs and cultivate healthy financial behaviors.
Why do we avoid talking about money? The silence surrounding this topic often leads to increased stress and feelings of isolation. Kate explores the idea that by providing a supportive space for financial dialogue, we can help alleviate the burden and isolation that many individuals experience due to their financial challenges.