Connect your bank with PocketSmith and import your transactions automatically.
Keep track of your spending your way with categories, labels, and notes.
Track accounts from different countries and currencies at daily exchange rates.
PocketSmith was recommended by Xero as the only alternative to Xero Personal.
Create cash projections to see your daily bank balances up to 30 years into the future.
Plan your money in a calendar and see what you’re meant to have each day.
Test your decisions to see future outcomes and take uncertainty out of your planning.
Budget according to periods that are meaningful to you: daily, weekly, monthly and more.
Summarize the financial facts that matter to you, and see them in one place.
Keep track of what you own and what you owe. Add property, mortgages, loans and more.
See a report on how much you’ve earned and spent for any chosen date range.
A monthly breakdown of your historical and future financial activity.
Take advantage of the power and flexibility to stay in full control of your personal finances, without the complexity and constraints of a General Ledger system.
PocketSmith is designed around single-entry, cash-based bookkeeping to keep your records simple and save you time.
Just like Xero, you can sync your bank and credit cards and automatically download your transactions into PocketSmith. Connect to over 12,000 banks worldwide.
Get the insights you want, with reports for your Income & Expense, Net Worth, Cashflow and 30-year daily forecasts. Collaborate with others using Advisor Access.
When I started my business, I started using Xero and that gave me a lot of confidence when it came to understanding the financial health of my business. PocketSmith does the exact same for my personal finances. As a data-driven person, being able to use a tool like PocketSmith has helped me identify habits and trends in my day-to-day life which has had a big impact on my relationship with money. Read more.
Connor, Canada
Since 2008, we’ve been working on creating the world’s best personal finance tool. We pride ourselves on constant improvement and iteration. You won’t see any stagnation around here.
Some free apps advertise to you, making you their product. The PocketSmith experience is about you and your money, you will not be sold other products along the way.
We’re highly responsive and care about getting you in control of your money, so if you need a little help or just want to learn more, please get in touch.